Rate comparisons
Loan Factory vs. Wells Fargo
Rates as of Wednesday, September 18 2024 at 2:00 PM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | 5.375% (APR=5.381%) | 5.5% (APR=5.696%) |
| Points / Credits | $131 | $7,640 |
| Payment | $1,120 | $1,136 |
| Saving over 30 years | $13,269 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Wednesday, September 18 2024 at 2:00 PM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | 5.375% (APR=5.389%) | 5.99% (APR=6.067%) |
| Points / Credits | $477 | $2,853 |
| Payment | $1,680 | $1,797 |
| Saving over 30 years | $44,395 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Wednesday, September 18 2024 at 2:00 PM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | 5.25% (APR=5.261%) | 5.625% (APR=5.795%) |
| Points / Credits | $188 | $1,125 |
| Payment | $828 | $863 |
| Saving over 30 years | $13,537 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Wednesday, September 18 2024 at 2:00 PM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | 5.375% (APR=5.375%) | 6.125% (APR=6.381%) |
| Points / Credits | $0 | $1,726 |
| Payment | $1,120 | $1,215 |
| Saving over 30 years | $35,926 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Wednesday, September 18 2024 at 2:00 PM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | 5.375% (APR=5.404%) | 5.625% (APR=5.932%) |
| Points / Credits | $1,113 | $3,486 |
| Payment | $1,960 | $2,015 |
| Saving over 30 years | $22,173 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Wednesday, September 18 2024 at 2:01 PM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | 5.25% (APR=5.284%) | 6% (APR=6.175%) |
| Points / Credits | $600 | $3,200 |
| Payment | $884 | $959 |
| Saving over 30 years | $29,600 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)